This class will discuss credit reports and credit scores. They will review the various features of a credit report and how to build or improve credit. Participants will also be able to learn about debt during the class

This class will over the importance of having insurance to protect your assets.

This class will show participants the importance of protecting their rights.

Attend a FREE Home Buying Workshop to learn:

• How to achieve affordable and successful homeownership!

• Down Payment Assistance Programs that are available

• How to get a FREE credit analysis?

• What documentation you need to be approved for a loan?

Introduction to Homeownership

Learn reasons why having good credit is important, what’s in your credit report, how to get your credit report for free, and dispute incorrect information. Participants will also learn strategies to establish or rebuild credit and learn how to freeze their credit if needed. There is time at the end of the class for participants to ask questions.

Participants focus in setting short- and long-term goals.

Course topics:

• Am I ready for Homeownership?
• Understanding Your Credit
• Managing your Money
• Shopping for a Mortgage
• Shopping for a Home
• The Closing Process
•  How to Protect Your Investment

Participants in this class will learn the different ways to use your credit cards and strategies for maximizing your credit building goals while staying within a budget. Learn to prevent common mistakes made with impulse shopping.