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Money Smart Kids!

The annual Money Smart Kid Essay Contest is a creative opportunity for young students to increase their financial awareness and develop and apply their money management skills. All sixth- through eighth-grade students in the St. Louis metropolitan area were encouraged to submit an essay of 500 words or less answering the 2019 contest question:

Many American families experience income volatility over the course of a year. Please explain what the phrase ‘income volatility’ means. Describe why a family may experience income volatility and how they may prepare for it.


Three finalists were awarded scholarships of $2,000, $1,000 and $500 at a Money Smart Month ceremony to be held on May 3, 2019. Additionally, students had the option to select a non-profit organization (i.e., school, specific classroom, or community organization) to receive a $500 award if their essay was selected as one of the finalists!


2019 Winners:

First prize winner Liliana Boyd, pictured with our Money Smart Kids essay contest sponsors.
Congratulations to all of our 2019 winners.

The Money Smart Kids essay contest is sponsored by Money Smart St. Louis as part of our region-wide Money Smart Month initiative in April 2019. The contest is part of a nationwide initiative created by the Federal Reserve Bank of Chicago in 2002.

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